Taxes for Newcomers in Ontario (2026 Guide)
Everything newcomers settling in Ontario need to know about tax filing, CRA benefits, and provincial tax credits. Province-specific guide updated 2026.
Taxes in Ontario: What newcomers need to know
Ontario residents file a single T1 return that includes both federal taxes (CRA) and provincial taxes. You do not file a separate Ontario return. Key Ontario-specific tax benefits: the Ontario Trillium Benefit (OTB) — a combined benefit for energy costs, property tax, and sales tax relief — the Ontario Child Benefit (OCB) which tops up the federal CCB, and the Ontario Senior Homeowners' Property Tax Grant. OHIP premiums were eliminated in 2020.
Complete guide
For the full national picture — including how taxes works for all Canadian newcomers regardless of province — read our complete guide:
TaxesCanada Tax Return Guide for Newcomers →Ontario province guide
For everything newcomers in Ontario need — healthcare, banking, taxes, and key benefits in one place:
ONOntario Newcomer Finance Guide →