Newcomer finance by province
Healthcare coverage, provincial taxes, banking, and benefits vary by province. Find your province and get the specifics that matter to you.
ON43% of newcomers
Ontario
Capital: Toronto
Health wait: None for most newcomers (as of 2024)
Province guide →BC16% of newcomers
British Columbia
Capital: Victoria
Health wait: 3-month waiting period for new residents
Province guide →AB12% of newcomers
Alberta
Capital: Edmonton
Health wait: 3-month waiting period for new residents
Province guide →QC16% of newcomers
Quebec
Capital: Quebec City
Health wait: Immediate for PR/refugee; 3 months for most work permits
Province guide →MB5% of newcomers
Manitoba
Capital: Winnipeg
Health wait: 3-month waiting period for new residents
Province guide →SK3% of newcomers
Saskatchewan
Capital: Regina
Health wait: 3-month waiting period for new residents
Province guide →NS2% of newcomers
Nova Scotia
Capital: Halifax
Health wait: 3-month waiting period for new residents
Province guide →NB2% of newcomers
New Brunswick
Capital: Fredericton
Health wait: 3-month waiting period for new residents
Province guide →NL1% of newcomers
Newfoundland & Labrador
Capital: St. John's
Health wait: 3-month waiting period for new residents
Province guide →PEI1% of newcomers
Prince Edward Island
Capital: Charlottetown
Health wait: 3-month waiting period for new residents
Province guide →NT0.3% of newcomers
Northwest Territories
Capital: Yellowknife
Health wait: 3-month waiting period for new residents
Province guide →YT0.3% of newcomers
Yukon
Capital: Whitehorse
Health wait: 3-month waiting period for new residents
Province guide →NU0.1% of newcomers
Nunavut
Capital: Iqaluit
Health wait: 3-month waiting period for new residents
Province guide →