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BankingReviewed by Landed Canada Editorial Team · Updated May 2026

TD New to Canada Banking Program 2026

Dedicated newcomer advisors in 100+ cities. No credit history required.

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TD's New to Canada program offers newcomers a free first-year chequing account (TD All-Inclusive Banking Plan fee waiver), a newcomer credit card (TD First Class Travel Visa Infinite or TD Everyday Business Visa Infinite — depending on income), and access to TD's network of newcomer financial advisors. TD has one of the largest multilingual branch networks in Canada, with advisors who speak Punjabi, Mandarin, Cantonese, Tamil, Urdu, Tagalog, and Vietnamese in major newcomer communities. Eligibility: within 3 years of becoming a Canadian permanent resident, or as an international student or temporary foreign worker. TD is particularly strong in GTA (Brampton, Scarborough, Mississauga) for South Asian newcomers.

Frequently asked questions

Who is eligible for the TD New to Canada program?
Newcomers within 3 years of becoming a Canadian permanent resident, as well as international students and temporary foreign workers, are eligible.
What languages do TD's newcomer advisors speak?
TD has one of the largest multilingual branch networks in Canada, with advisors speaking Punjabi, Mandarin, Cantonese, Tamil, Urdu, Tagalog, and Vietnamese in major newcomer communities.

Compare all newcomer banking options

See how this program compares to all other newcomer banking programs:

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