Healthcare for Newcomers in Quebec (2026 Guide)
Everything newcomers settling in Quebec need to know about provincial health coverage, dental, and drug plans. Province-specific guide updated 2026.
Healthcare in Quebec: What newcomers need to know
RAMQ (Régie de l'assurance maladie du Québec) is Quebec's provincial health insurer — separate from all other provinces. Permanent residents and refugees are covered immediately by RAMQ. Most work permit holders have a 3-month wait. Unique to Quebec: provincial drug insurance is mandatory for all residents. If your employer offers a drug plan, you join that. If not, you must enroll in the RAMQ drug plan. Dental and vision are not covered by RAMQ (except for certain children's programs).
Complete guide
For the full national picture — including how healthcare works for all Canadian newcomers regardless of province — read our complete guide:
HealthcareNewcomer Financial Checklist →Quebec province guide
For everything newcomers in Quebec need — healthcare, banking, taxes, and key benefits in one place:
QCQuebec Newcomer Finance Guide →