Healthcare by Province
Provincial health coverage for newcomers — waiting periods, what's covered, and how to enroll.
Ontario
OHIP (Ontario Health Insurance Plan) covers doctor visits, hospital care, lab tests, and most surgery. Ontario is notabl...
Read guide →British Columbia
BC's Medical Services Plan (MSP) has a 3-month waiting period starting from the month you establish residency. During th...
Read guide →Alberta
AHCIP (Alberta Health Care Insurance Plan) has a 3-month waiting period. Unlike Ontario's waiting period, you cannot wai...
Read guide →Quebec
RAMQ (Régie de l'assurance maladie du Québec) is Quebec's provincial health insurer — separate from all other provinces....
Read guide →Manitoba
Manitoba Health Card requires 3 months of residency before coverage begins. Register immediately upon arrival at a Manit...
Read guide →Nova Scotia
Nova Scotia MSI (Medical Services Insurance) has a 3-month waiting period. Apply immediately at a Service Nova Scotia lo...
Read guide →New Brunswick
New Brunswick Medicare has a 3-month waiting period. Register at a Service NB location. NB Medicare covers doctor visits...
Read guide →Saskatchewan
Saskatchewan Health Authority (SHA) health card has a 3-month waiting period. Register at a Saskatchewan Health Authorit...
Read guide →Newfoundland & Labrador
Medical Care Plan (MCP) has a 3-month waiting period. Register at a Service NL location. MCP covers doctor visits, hospi...
Read guide →Prince Edward Island
PEI Health PEI has a 3-month waiting period for most newcomers. Register at Health PEI offices in Charlottetown or Summe...
Read guide →Northwest Territories
NWT Health is covered under the territorial health insurance plan immediately upon establishing residency — there is no ...
Read guide →Nunavut
Nunavut Health is covered immediately upon establishing residency — no waiting period. The Nunavut Health Card covers do...
Read guide →Yukon
Yukon Health is covered immediately upon establishing residency — no waiting period. The Yukon Health Card covers doctor...
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